Your trusted mortgage software


Mortgage Builder®, an Altisource® business unit, is headquartered in Southfield, Michigan and we have been providing industry-leading loan origination software (LOS) to mortgage banks, community banks, credit unions and other financial institutions for more than 15 years.

Mortgage Builder has been named by Mortgage Technology Magazine as one of the industry’s Top 50 Service Providers for the fourth consecutive year, and twice was the winner of the magazine’s Help Desk Award for outstanding customer service. Mortgage Professional America named Mortgage Builder employees to their “Elite Women in Mortgage” list in 2014 and 2015.

In September 2014, the Mortgage Builder business was acquired by Altisource Portfolio Solutions S.A. (NASDAQ: ASPS) Altisource is a premier marketplace and transaction solutions provider for the real estate, mortgage and consumer debt industries offering both distribution and content. Altisource was named the 20th fastest growing global company by Fortune for 2013. Additional information is available at


Alex Harwitz

Alex Harwitz, General Manager

Alex brings more than 20 years of experience in product management and strategy. Prior to joining Altisource, Alex was SVP, Products at Enservio, where he managed Enservo’s portfolio of technology and services products. Prior to Enservio, Alex led the definition and launch of an online video platform for Maven Networks (acquired by Yahoo!), was a product manager at Groove Networks, and a Principal at Oliver Wyman. Alex holds a BA in Political Science from Brown University and a Master of Business Administration from Harvard University.

Melissa Kozicki

Melissa Kozicki, Director of Compliance

Melissa has 20 years of experience in the mortgage banking industry, specializing in operations and compliance. Melissa has created federal compliance content for NMLS certified continuing education courses, and has over eight years of software development and testing experience. She has held many industry association positions, including Education Committee Chair for the Michigan Mortgage Broker Association.

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Brian Abbott, Director of Operations

Brian has more than 18 years of mortgage banking and technology management experience, and currently oversees operations for Mortgage Builder and business development efforts involving our business partner network. Brian joined Mortgage Builder in 2010 and previously served as Director of Corporate Initiatives from 2012 – 2016. Prior to Mortgage Builder, he worked as Vice President, Strategy & Operations at AME Financial and held key leadership roles at several mortgage start-ups. Brian holds a BA in Political Science from the University of Georgia.

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Jon Rutila, Director of Sales and Marketing

Jon has more than 20 years of experience in Mortgage Banking Sales and Marketing and has been part of the Altisource family since 2013, previously serving as National Sales Director for Wholesale One and Regional Director at Lender’s One. Prior to joining Altisource, Jon served in senior management roles with various firms including Aurora Bank, First American Title and CitiMortgage. Jon earned the Certified Mortgage Banker designation from the Mortgage Bankers Association and is a graduate of Michigan State University.

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Stephen Ryczek, Director of Product Management

Stephen has more than 20 years’ experience working in product management and building enterprise technology solutions for the lending industry. He currently oversees the development of Mortgage Builder’s NextGen initiative as well as our current suite of products. Prior to joining the Mortgage Builder team in 2017, Stephen worked as the Senior Director of Product Management for Fiserv for 12 years where he oversaw a team that supported 18 loan origination, servicing, e-lending and mobile products. Stephen holds a Master’s Degree in International Business from Lynn University.